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Money

Compounding, independence, liabilities, UK property, tax wrappers and cash runway. Deterministic. In your browser.

Compound Engine

Growth with contributions

Project exponential capital growth with recurring contributions, compounding frequency, and real inflation drag.

Best for: Long-term index fund modelling and multi-decade wealth planning.

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FIRE Matrix

Independence timeline

Calculate net-worth milestones and safe-withdrawal timelines to reach financial autonomy.

Best for: Pinpointing your early retirement date and required target portfolio.

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Debt Payoff Engine

Avalanche vs snowball

Simulate avalanche versus snowball strategies to cut interest leakage across liabilities.

Best for: Choosing the fastest route to clear loans, cards, or a mortgage.

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Buy-to-Let Yield

UK property returns

Gross and net yield, Section 24 tax, debt service, SDLT, and rate-stress cashflow.

Best for: Assessing a UK residential rental before you commit capital.

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ISA / GIA Optimiser

Wrapper tax friction

Quantify compounding friction from dividend and CGT in a GIA versus a tax-free ISA.

Best for: Decide portfolio location and the cost of leaving money unshielded.

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Runway Matrix

Cash reserve target

Liquid capital required from fixed versus variable burn, dependants, and income volatility.

Best for: Calibrating cash for an employment gap or business downturn.

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© Whorton Estate. Engines run in your browser. Not financial advice.

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