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Tax year 2026/27

Debt Payoff Engine

Simulate avalanche versus snowball strategies to cut interest leakage across liabilities.

Extra monthly payment£200

Liabilities

Name

Balance

APR %

Min pay

Name

Balance

APR %

Min pay

Time to clear

2y 2m

Total debt

£12,500

Interest saved vs minimums

£2,160

Interest paid

£1,601

Monthly outlay

£550

Weighted APR

13.0%

Balance remaining

Solid: with extra. Dashed: minimums only.